Underwriter Definition - Code of Ethics

NAMU® CODE OF ETHICS

- To hold the underwriting of mortgage loans and related products and services as a professional and public trust and do all in my power to maintain its prestige.

- To keep paramount the needs of those whom I serve.

- To respect my clients' trust in me, and to never do anything which would betray their trust or confidence.

- To give all service possible when service is needed.

- To present policies factually and accurately, providing all information necessary for the issuance of sound insurance coverage to the public I serve.

- To use no advertising which I know may be false or misleading.

- To consider the underwriting of mortgage loans and related products and services as a career, to know and abide by the laws of any jurisdiction Federal and State in which I practice and seek constantly to increase my knowledge and improve my ability to meet the needs of my clients.

- To be fair and just to my competitors, and to engage in no practices which may reflect unfavorably on myself or my industry.

- To treat prospects, clients and companies fairly by submitting applications which reveal all available information pertinent to underwriting a policy.

- To extend honest and professional conduct to my clients, associates, fellow underwriters and brokers, and the company or companies whose products I represent.